The World's First Cradle-to-Career Ecosystem

Every Child Deserves a Guaranteed Future

EDLife Global is building a first-of-its-kind ecosystem that unites education insurance, an accredited online university, and a career placement platform — giving families worldwide an unbreakable promise: your child's education and career are secured.

20+Licensed Insurers
5Global Hubs
3Integrated Pillars
International school children — the future of EDLife

The Cradle-to-Career Ecosystem

Nobody else in the world integrates education insurance, a fully accredited online university, and a global career placement platform into one seamless, life-changing pathway.

Education is important
1
Finance

Education Insurance

Through concept licensing to 20+ global insurers, EDLife guarantees future higher-education payment — eliminating the crushing uncertainty of rising college costs for families everywhere on Earth.

Online learning with AI technology
2
Educate

Accredited Online University

A fully accredited online university delivering cutting-edge academic, vocational, and AI-powered programs — accessible from anywhere in the world. Where policyholders' children receive their guaranteed education alongside global students.

Students career launch
3
Employ

Career Placement

A global career placement platform ensures graduates transition seamlessly from education to employment — completing the full cradle-to-career promise and launching the next generation into the workforce.

What Will a Degree Cost Without EDLife?

Education costs are rising relentlessly. At 4% annual inflation, here is what families face without EDLife — and the power of having it.

Projected Total 4-Year CostStarting 2039Starting 2042Starting 2045
Public University (In-State)$198,000$223,000$251,000
Public University (Out-of-State)$325,000$366,000$412,000
Private University$438,000$493,000$555,000
Elite University (Stanford, Harvard)$601,000$676,000$760,000
What a family must self-save each month to keep pace — saving 16 years at a 5.5% return
For a Public (In-State) degree$726 / monthNo guarantee
For a Private degree$1,607 / monthNo guarantee
For an Elite degree$2,204 / monthNo guarantee

Without EDLife

Families must self-save $700–$2,200+ per month, depend on uncertain market returns, and have zero guarantee. One market crash can devastate years of planning.

With EDLife

An affordable monthly premium secures a total guarantee — backed by the world's leading insurers. Any qualifying institution, worldwide, paid in full. No market risk. No inflation exposure.

New — coverage now from newborn to age 10

The Product — Two Age Groups, Two Tiers

3 Guarantees · 2 Age Groups · 2 Tiers

EDLife guarantees an event — neither a fixed dollar amount nor a market return: when your child is accepted to and enrolls at any qualifying institution worldwide, EDLife pays full tuition and all qualifying costs directly to that institution against its invoice — for up to four years of undergraduate study (Tier 1) or up to eight years including graduate study (Tier 2), within a wide enrollment window that lets a beneficiary step away and return to finish.

Tier 1 · Basic

Any Post-Secondary Education

Up to 4 yearsAny qualifying institution, worldwide

Full tuition and all qualifying costs for any post-secondary education the beneficiary pursues, anywhere in the world — paid directly to the institution against its invoice, up to four years of undergraduate study. Includes 6 months of free career placement.

Tier 2 · Graduate

Through Graduate Study

Up to 8 yearsUndergraduate through graduate

Everything in Tier 1, extended through graduate study — master’s, doctoral and professional degrees — up to eight years of post-secondary education in all, freely allocated. Includes career placement.

Monthly Premium by Enrollment GroupTier 1 · BasicTier 2 · Graduate
Infant Group · newborn to age 5$260/mo$389/mo
Grownup Child · ages 6–8  ·  NEW$325/mo$465/mo
Grownup Child · ages 9–10  ·  NEW$375/mo$555/mo
Below a typical car lease The Infant Group premium starts around $292/month — less than a typical family car lease — and escalates just 4% a year to track long-run tuition inflation.

You get the guarantee — or your money back

If your child never enrolls, the policy refunds no less than 90% of premiums paid; a surrendered policy returns a graduated share that reaches a full 100% refund once it matures. The guarantee protects the upside; the refund protects the downside.

Premiums shown are for the 2026 enrollment cohort and escalate 4% per cohort year; Grownup Child Group premiums are indicative and subject to actuarial validation. Projected degree costs assume 4% annual education-cost inflation. EDLife guarantees acceptance and enrollment at EDLife University; it does not guarantee acceptance at any other institution. Policies are issued by licensed insurance carriers. All figures are illustrative.

From Birth to Career — One Continuous Pathway

EDLife accompanies families from the moment they envision their child's future to the day that child launches a career — creating generational value that carries forward.

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Choose Your Coverage Tier

Tier 1 (Basic) guarantees any post-secondary education worldwide, up to four years of undergraduate study. Tier 2 (Graduate) extends that through graduate study — master’s, doctoral and professional degrees, up to eight years in all.

Age 0–10
Policy Purchase
Parents or grandparents secure a child's future through a licensed insurer — now for any child from newborn to age 10, across two enrollment groups
A gift that transforms a family's trajectory
Growing Years
Protected Future
The policy matures while families rest assured — higher education is fully guaranteed
Zero financial risk, zero uncertainty
College Age
University Enrollment
Beneficiaries access accredited higher education — tuition and non-tuition costs fully covered
Academic, vocational, or AI programs
Graduation & Beyond
Career Launch
Graduates enter the workforce through EDLife's career platform — and the generational cycle begins anew
Generational value — secure the next generation
Celebrating graduates
Guaranteed EventNot a Return — A Promise

We Don't Guarantee a Dollar Amount or a Return. We Guarantee an Event.

EDLife makes three guarantees that carry a child from classroom to career — paid for, given a place to learn, and launched into work.

  • Full future payment. When your child is accepted to and enrolls at any qualifying post-secondary institution worldwide, EDLife pays full tuition and all qualifying costs directly to the institution against its invoice — up to 4 years of undergraduate study (Tier 1), or through graduate study, up to 8 years in all (Tier 2).
  • Acceptance and enrollment at EDLife University. Every beneficiary is guaranteed a place at EDLife’s own accredited university — so no child is ever left without a path forward. (EDLife does not guarantee acceptance at any other institution.)
  • Six months of free employment placement. After graduation, through the EDLife Employ pillar — extendable for a fee.

Your Whole Journey, in One App

The EDLife App is the operating system of the Cradle-to-Career Ecosystem — the front door, the record, and the navigator for the entire journey. The policy doesn’t sit beside the app; it lives inside it, on both mobile and desktop.

  • 🪪
    The EDLife PassportOne verified, lifelong digital identity for your child — issued when the policy is approved and carried for life. It builds a trusted record of education and achievement, so by graduation it tells the whole story, far beyond a résumé.
  • 💳
    Policy & payments in one placeYour policy, full payment history and upcoming premiums — clear, complete, and always to hand.
  • 🎓
    Education, when you want itCounseling, applications and the path into any institution worldwide — present when you’re ready, never pushed if you only want the guarantee.
  • 💬
    A real person, always reachableChat with your EDLife counterpart and servicing insurer, or reach a live human whenever you need one — in your market’s own language and currency.

Built to Be the World's Best

EDLife's leadership team is being assembled to reflect the scale and ambition of the world's first Cradle-to-Career Ecosystem.

Alazar C. Yinbal

Alazar C. Yinbal

Founder, Chairman & CEO

A visionary entrepreneur with over 35 years of C-level experience across finance, insurance, entertainment, and healthcare. The youngest CEO at age 31 to run a multi-billion dollar investment and financial services organization.

  • Degrees in Economics, Finance, Public Finance
  • Made Colonel at age 28; retired Colonel
  • CEO of multi-billion dollar investment & financial services corporation
  • UCLA Anderson School of Management — Directors Education and Certification Program
  • CEO of full-length motion picture production company in Hollywood at age 36
  • First in the U.S. to be awarded a patent on a business/financial/insurance concept
  • Elected 2019 Top 100 Magazine — Person in Finance
  • Fellow, American College of Healthcare Executives

The EDLife Executive Team

EDLife's top management cadre is designed to be the best-in-class for a company of this global scale and ambition. Executive recruitment shall be conducted by Korn Ferry, with 17 senior leaders joining in waves upon operational launch.

Chief Technology & Product Officer Chief Financial Officer Chief Operating Officer Chief Innovation Officer CEO, Asia-Pacific CEO, Americas & Islands CEO, Europe CEO, MENA Chief Academic Officer Chief People Officer General Counsel

Built for the World's Families

With its operating headquarters in Miami and hubs across the globe, EDLife's Cradle-to-Career Ecosystem operates at planetary scale through 20+ licensed insurers and their own agent networks.

🏛️

Global Headquarters

Operating HQ: Brickell Financial District, Miami, FL
Global Hubs: Singapore · Dublin · DIFC

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20+ Licensed Insurers

Global insurance carriers licensed to distribute EDLife policies through their own extensive agent networks worldwide

Unique & Disruptive

The world's first and only ecosystem combining education insurance, an accredited university, and career placement into one integrated, game-changing global platform

World-Class Advisors & Consultants

EDLife shall be supported by the world's most respected advisory and consulting firms across every critical domain.

Engagements to be formalized upon operational launch.

EYAudit
MillimanActuarial
Latham & WatkinsLegal
McKinseyStrategy
Korn FerryExecutive Search
The EDLife Promise

Your child will not just be protected from the future. Your child will be prepared to shape it.

Guaranteed education and support. Lifelong access and relevance — by design.

Your Child's Future Starts Today

Whether you're a parent, grandparent, student, insurer, investor, or institutional partner — one conversation can change a family's trajectory forever.

Contact EDLife Global →

acy@edlifeglobal.com